ANALISIS KELAYAKAN PEMBERIAN KREDIT TERHADAP PEROLEHAN LABA PADA PT. ADIRA DINAMIKA MULTI FINANCE TBK, CABANG MAKASSAR 1

  • Valen Nanna

Abstract

VALEN NANNA. 2019. Thesis. Credit Worthiness Analysis Of Acquisition Profitability At PT. Adira Dinamika Multi Finance Tbk, Makassar Branch 1 guided by thesis advisers Dr. H. A. Arifuddin Mane, SE., M.Si., SH., MH and Indrayani Nur, S.Pd., SE., M.Si. The goal of this research was to find out the analysis of the implementation of credit granting at PT. Adira Dinamika Multi Finance Tbk, Makassar Branch 1 and to find out the analysis of lending seen from the profitability ratio. The object of research is PT. Adira Dinamika Multi Finance Tbk, Makassar Branch 1. The analytical tool used is the 5C analysis and profitability ratio analysis.


The results showed that the 5C analysis of character, capacity, capital, condition of economy and collateral where there were only 3 main principles namely character, capital and collateral. While for the analysis of profitability ratios namely GPM, NPM, ROI, ROE shows that the profits obtained by PT. Adira Dinamika Multi Finance Tbk, Makassar Branch 1 continues to experience an increase from 2016-2018, this means that PT. Adira Dinamika Multi Finance Tbk, Makassar Branch 1 is getting better at carrying out all of its operational activities so that it is able to generate profits that continue to increase from 2016-2018.

Published
Aug 2, 2020
How to Cite
NANNA, Valen. ANALISIS KELAYAKAN PEMBERIAN KREDIT TERHADAP PEROLEHAN LABA PADA PT. ADIRA DINAMIKA MULTI FINANCE TBK, CABANG MAKASSAR 1. Economics Bosowa, [S.l.], v. 6, n. 002, p. 81-94, aug. 2020. ISSN 2477-0655. Available at: <http://economicsbosowa.unibos.id/index.php/eb/article/view/333>. Date accessed: 10 aug. 2020.